Avoid Debt and SBA Loans: Dave Ramsey

A Message of Hope

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Small businesses are being hit hard by the COVID-19 crisis. If you are a small business owner, you may be tempted to take out a Small Business Administration (SBA) or Paycheck Protection Program (PPP) loan to stay afloat. But taking this “free” government money is a BAD idea—because it’s debt you have to pay back. In this episode, Dave Ramsey, Ken Coleman and Daniel Tardy explain why you should avoid SBA loans. Instead of going into debt, it’s time to get creative.