Ep 13 – Rowena Crawford discusses her work at the Institute for Fiscal Studies, her recent whitepaper on retirement saving, and her most significant research revelation…

Abraham and Rowena get straight to the point in this episode, covering: - Rowena’s background and work at the Institute for Fiscal Studies - What made her decide to take on her research and what the biggest revelation has been - Her recent involvement with the paper on, ‘When should individuals save for retirement? Predictions from an economic model of household saving behaviour’.        - Delving into the details of the lifecycle model and what this really means        - The power of habit        - A parent’s approach to retirement and impact of kids leaving home - The interplay between student loans, employer and employee pension contributions, and the uncertainty of earning pattern over once working career. - Whether you can pinpoint one saving strategy for all… - Her single biggest concern relating to retirement and the patterns associated with it today