When PSLF Isn’t Right For You: Why Miranda Walked Away From Forgiveness

Some people simply aren’t suited for PSLF, and that’s okay. Student loan repayment is all about making decisions that are right for you and your family, and that’s what we’re talking about today. Join Senior Student Loan Advisor Lauryn Williams, CFP®, CSLP®, as she sits down with Miranda, a physical therapist and real, life student loan borrower who qualified for PSLF but chose to go a different route. In today’s episode, you'll find out: Why Miranda gave up loan forgiveness with only two years to go What prompted Miranda to go from a physical therapist to starting her own forgiveness Strategies Miranda uses to lower her adjusted gross income and save for retirement Why borrowers in “the bubble” aren’t eligible for Pay As You Earn (PAYE) and what that means for student loan repayment How your borrowing timeline impacts your repayment plan How the tax bomb affects your tax liability in a big way Miranda’s thoughts about hearing the numbers behind her student loan repayment choices   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Do you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!