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đŸ“±Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "How do we get out of $123k of debt?" "Is it too late for me to start investing?" Why you shouldn't waltz carelessly into bankruptcy, "I feel like I'm completely broke all the time," Support Our Sponsors: FAIRWINDS Credit Union: Check out the exclusive account bundle designed for Ramsey fans Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. BetterHelp: betterhelp.com/Delony to get 10% off your first month   Christian Healthcare Ministries: Find out more at https://info.chministries.org/dave-ramsey Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🚱 The Live Like No One Else Cruise is booking fast!  đŸ’” Start your free budget today. Download the EveryDollar app! 🏆 Set and actually reach your goals with the NEW 2025 Ramsey Goal Planner! Hurry—They sell out every year! 🛒 Shop the online store at Ramsey Solutions Listen to more from Ramsey Network đŸŽ™ïž The Ramsey Show   🧠 The Dr. John Delony Show 🍾 Smart Money Happy Hour 💡 The Rachel Cruze Show 💾 The Ramsey Show Highlights 💰 George Kamel đŸ’Œ The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

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