It’s All About the House: What You Need to Think About Before You Decide to Keep It with Tami Wollensak on Divorce & Beyond #263

On this week’s episode of Divorce & Beyond, Host, Susan Guthrie, is joined by Certified Divorce Lending Professional, Tami Wollensak. Together they discuss creative solutions around what you can and can’t do with the marital home in a divorce!  So you want to keep the house in your divorce? You’re not alone. The marital home and what is going to happen with it is one of the first questions soon-to-be-divorced couples ask when meeting with a divorce attorney or professional. The home is often one of the biggest assets and the mortgage is one of the biggest debts of divorce. In this episode, Susan and Tami explore solutions around the marital home, discuss some of the things you need to consider before keeping it, what you need to know about lending options, and other difficulties or situations that may arise.  Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.   Conversation Golden Nuggets:  Divorce mortgage planning provides options to help you make a more informed decision about the marital home Defining what the equity/value of a home is at the time of a divorce If you are awarded the home, you will probably need to refinance and take out a new mortgage Property taxes and homeowner insurance become your responsibility, the cost of these may change once you refinance If you keep the house, the mortgage is not your only responsibility! Tami shares why getting a home inspection can help you decide if you wish to pursue keeping the marital home or not If keeping the home post-divorce is something you are considering, this episode is a must-listen!  About this week's special guest: Tami Wollensak Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.  Tami has earned the certification as a Certified Divorce Lending Professional (CDLP™). This specialization provides her the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, mediator, or nancial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate.  As a Mortgage Loan Originator, Tami’s goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Book a Meeting with Tami:  https://go.thryv.com/site/TamiW/online-scheduling Website:  http://www.tamiwollensak.com Facebook: https://www.facebook.com/tamiwollensakcdlp LinkedIn: https://www.linkedin.com/in/tamiwollensak Instagram: https://www.instagram.com/tamiwollensakcdlp Also mentioned in this episode: Book a Strategy Session with Susan!  AnnualCreditReport.com If you want to see the video version of the podcast episodes they are available on The Divorce & Beyond YouTube Channel!  Make sure to LIKE and SUBSCRIBE so you don't miss a single episode! THANK YOU TO OUR SPONSOR: SOBERLINK Soberlink has teamed up with divorce and family law experts to bring you the information you didn't know that can provide peace of mind during the holidays. For those of you who still haven't heard about Soberlink, it is the solution for you if you are going through a divorce and custody case involving alcohol. Whether you are falsely accused of alcohol use or are concerned about your child's safety because of your other parents' alcohol use, Soberlink can help. Soberlink works hard to keep children safe. Offering a remote alcohol monitori