It's the holiday season - are we financially ready for it?

It's December, which means the festive shopping season has just officially kicked off. Many people may want to treat themselves and their loved ones, but with a recession due next year, there is some hesitancy around potential overspending – and official warnings to spend less this year. So how much should we be spending this year, and how should you best manage your money this time of year? Today, guest host Chelsea Daniels chats with Sasha Lockley, the CEO and co-founder of social lender Money Sweetspot to talk about making the most of what you’ve got over the Christmas period. Plus, NZ Herald Business Editor at Large Liam Dann digs into where our economy is in the wake of Black Friday and the Official Cash Rate rise. Follow The Front Page on iHeartRadio, Apple Podcasts, Spotify or wherever you get your podcasts. You can read more about this and other stories in the New Zealand Herald, online at nzherald.co.nz, or tune in to news bulletins across the NZME network. Host: Chelsea DanielsProducer: Shaun D Wilson and Paddy FoxExecutive Producer: Ethan SillsSee omnystudio.com/listener for privacy information.