Secrets to Help You ”Beat the Man” in 2018

The GenWealth Dream Team looks at five tips and tricks you can use to help set you up for success in retirement. Originally aired 1/20/2018 *The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change. *Traditional IRA account owners should consider the tax ramifications, age and income restrictions in regards to executing a conversion from a Traditional IRA to a Roth IRA. The converted amount is generally subject to income taxation. *For information about specific insurance needs or situations, contact a licensed insurance agent. You may also visit your state’s insurance department for more information. Personal characteristics such as budget, assets, risk tolerance, family situation or activities may affect the type of insurance that would be right for you. State insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company.